Prospera Loan Program –
Empowering Local Business Growth
At Prospera, we are dedicated to helping local businesses and community organizations succeed by providing the financial resources they need to grow and thrive. The Prospera Loan Program offers flexible financing solutions tailored to entrepreneurs and community projects, ensuring businesses have the support they need to launch, expand, and succeed.
Why Choose Prospera Loans?
✅ Custom Financing – Use funds for working capital, equipment purchases, real estate, build-outs, or business acquisitions.
✅ Flexible Terms – Benefit from lower equity and collateral requirements, plus adaptable payment options.
✅ Expert Guidance – Gain access to free business advising, offering personalized support throughout your journey.
Get Started Today!
Fill out the form below to access the full range of resources Prospera provides, designed to support you and your business success.
For questions or lender inquiries, please reach out to Prospera at loans@prosperamt.org or call 406-587-3113.
“With Prospera’s help, I was able to have security knowing that if something unexpected should happen I have the funds to continue business. I think Prospera has a plethora of knowledge and information for business owners, especially for women in business.” - Aurelia Ewan, Western Horizon Insurance
How the Prospera Loan Program Works
The Prospera Loan Program is designed to provide local businesses and community projects with the financial support they need to succeed. Whether you're launching a new venture or expanding an existing one, our loan program offers flexible financing options tailored to your needs.
Loan Uses & Eligibility Prospera loan funds can be used for:
- Working capital to support day-to-day operations
- Equipment purchases to enhance business capabilities
- Real estate investments for business locations or expansions
- Build-outs and renovations to improve facilities
- Acquiring existing businesses to continue local success
Eligibility is determined based on business needs, financial standing, and alignment with Prospera’s mission to support local economic growth, with final loan decisions made by our local loan committee to ensure funding supports community-driven success.
Loan Terms & Benefits
- Lower equity & collateral requirements make financing more accessible
- Flexible repayment structures designed to fit your business model
- Access to free business advising to help you navigate financial decisions
- Fixed interest, 2% closing fee, no prepayment penalty
- Loan amounts up to $400,000
- Gap financing to secure bank, SBA, or other private loans
The Application Process
- Complete the form to connect with our intake specialist.
- Receive free business advising to strengthen your business plan, create financial projections, explore funding options, and prepare for the loan process with confidence.
- Loan consideration based on business needs and financial viability.
Prospera is committed to helping local businesses thrive by providing the resources and support needed for success. Ready to take the next step? Fill out the form below, and let’s build something great together!